AI Lease Agreement Generator

Rent it out properly, in about a minute

The tenant is ready to move in this weekend. You need a lease. What you have is a document your uncle used in 2017, a template from a forum written for a different state, and a growing sense that neither is quite right.

Describe the property, the rent and the term. Indigo AI drafts a complete lease agreement — residential or commercial — covering deposit, maintenance, renewal, notice and termination, written for your state and in your language.

Create My Lease Agreement Free →

Drafted in about 60 seconds · Residential and commercial · State-specific · PDF download

Why the lease is the whole relationship

A tenancy runs on the lease far more than most landlords expect. Almost every disagreement that arises during a tenancy comes back to a question the lease should have answered.

Who fixes the boiler? Is the deposit refundable if the tenant leaves early? Can they sublet a room? Does rent increase at renewal, and by how much, and with what notice? Is the tenant allowed to paint the walls, keep a dog, run a business from the kitchen table?

None of these feel urgent when everyone is friendly and the keys are being handed over. All of them become urgent eventually.

A lease is also increasingly required for things unrelated to the tenancy itself. Tenants need it for address proof, visa applications, bank accounts, school admissions and employment verification. A vague or informal arrangement causes problems for the tenant long before it causes problems for the landlord.

And residential tenancy law is unusually local. Deposit limits, notice periods, entry rights, permissible grounds for termination and rent-increase rules vary between countries and frequently between states within the same country. A lease that works in one place can be partly unenforceable a few hundred kilometres away.

Why use an AI lease agreement generator

It is written for your state, not a generic one. 

You select country, state and language before the AI drafts. That single step avoids the most common problem with downloaded templates — clauses that are void, or missing disclosures that are mandatory where you are.

Residential and commercial are genuinely different documents. 

A commercial lease deals with permitted use, fit-out, service charges, business rates and assignment. A residential lease deals with deposit protection, quiet enjoyment, repairs and notice. Describe which you need and the structure changes accordingly.

It captures the details you would otherwise argue about. 

Late-payment interest, utility responsibility, maintenance thresholds, pet policy, guest limits, renewal mechanics. All the small things that produce large arguments.

It handles the awkward variations. 

Sublets, room rentals, shared houses, month-to-month arrangements, fixed terms with break clauses. Describe the arrangement in plain language and the draft is structured for it.

Free to start. 

New accounts include credits. A medium-length lease uses 2 credits, a longer commercial one uses 3. No subscription — credit packages start at $5 for 50 credits.

How it works

Step 1 — Choose your input method

Type the details, dictate them with the microphone, or upload an existing lease as a PDF or image and let the AI work from it. Uploaded files are deleted automatically after processing.

Step 2 — Select Real Estate & Property, then your jurisdiction

Choose the Real Estate & Property category, then your country, state and language.

Step 3 — Describe the tenancy

Everyday language works:

Residential lease for a 2BHK apartment in Jaipur, Rajasthan. Monthly rent ₹22,000, security deposit ₹66,000. Eleven-month term starting 1 September. Tenant pays electricity and water; landlord pays society maintenance. No pets. Two months’ notice to vacate. 5% annual increase on renewal.

Step 4 — Review and adjust

The draft arrives in about a minute. Change the deposit, add a pet clause, adjust the notice period, insert a break clause — every section is editable.

Step 5 — Download and sign

Download as PDF, then send it for signature through IndigoESign free.

What your lease agreement includes

• Parties and property description — landlord, tenant and the exact premises, including parking or storage
• Term — fixed term, periodic or month-to-month, with start and end dates
• Rent — amount, due date, payment method, and any grace period
• Late payment — interest, penalties or fees where permitted in your jurisdiction
• Security deposit — amount, how it is held, permitted deductions, and the timeline for return
• Utilities and outgoings — who pays electricity, water, gas, internet, maintenance and taxes
• Use of premises — residential-only restrictions, or permitted commercial use
• Maintenance and repairs — the split between landlord and tenant, with a value threshold where useful
• Alterations — what the tenant may change, and what needs written consent
• Subletting and assignment — whether permitted, and on what conditions
• Landlord access — notice required for inspections, repairs and viewings
• Pets, guests and occupancy limits
• Insurance — who insures the building, contents and liability
• Renewal and rent revision — the mechanism and the notice each side must give
• Termination and notice — grounds, notice periods, and early-exit provisions
• Handover condition and inventory — the state the property must be returned in
• Governing law and dispute resolution
• Signature blocks, with witness lines where your jurisdiction expects them

Example: what a generated lease looks like

Prompt entered:

Commercial lease for a 900 sq ft retail unit in Manchester. £2,400 per month plus VAT. Three-year term with a tenant break option at 18 months on three months’ notice. Six-month rent deposit. Tenant responsible for internal repair and shopfront; landlord responsible for structure and roof. Permitted use: café. Annual RPI-linked review.

What Indigo AI returns:

A commercial lease naming both parties and describing the demised premises with reference to internal area. The term clause sets three years with a tenant-only break at month 18, conditional on three months’ written notice and rent being up to date. Rent is stated exclusive of VAT with quarterly or monthly payment as specified. The deposit clause covers the six-month sum, the circumstances for drawdown, and the top-up obligation. The repair clause splits internal and structural responsibility explicitly. Permitted use is limited to a café with a change-of-use consent provision. Rent review is indexed to RPI annually with a collar. Insurance, alienation, forfeiture, and dispute resolution clauses follow, closing with signature and witness blocks.

Roughly 2,200 words. Generated in about a minute. Editable throughout.

Residential or commercial? The documents differ

People often assume a lease is a lease. They are not interchangeable, and using the wrong structure creates gaps rather than protection.

A residential lease is heavily regulated. Tenancy law in most jurisdictions imposes minimum standards that override whatever the contract says — deposit caps and protection requirements, minimum notice periods, restrictions on when and how a landlord may enter, and defined grounds for ending a tenancy. The lease sits inside a protective framework designed with the tenant in mind, and clauses that try to contract out of it are usually void.

A commercial lease is the opposite. The parties are treated as businesses capable of negotiating for themselves, so far more is left to the contract. That freedom cuts both ways: a commercial tenant who signs a full repairing and insuring lease without understanding it can find themselves liable for a roof they never inspected. Commercial leases also introduce concepts absent from residential ones — permitted use and change of use, service charges, rent review mechanisms, alienation and assignment provisions, break conditions, and forfeiture.

There is a practical difference in length, too. A residential lease is usually a compact document. A commercial lease for the same square footage can run several times longer because the negotiated terms carry more weight.

When you generate your document, say explicitly which type you need and what the property will be used for. That single detail changes the entire clause structure.

Who uses this

Individual landlords letting one or two properties who need something more solid than a handshake but do not want a solicitor’s bill for every tenancy.

Property managers handling multiple units who need consistent, state-appropriate paperwork at speed.

Tenants who have been offered a verbal arrangement and want a written agreement to protect their deposit and their notice rights.

Small business owners taking their first retail, studio or office space, where the commercial lease is the largest commitment the business has made so far.

Anyone subletting, where the head lease terms need to be reflected properly in the sublease.

Lease mistakes worth avoiding

Using a template from the wrong jurisdiction. Deposit caps, notice periods and permitted grounds for eviction are all local. A clause that exceeds a statutory limit is usually void, and sometimes exposes the landlord to a penalty.

Being vague about deposit deductions. “Deductions for damage” invites argument. Specify what counts as damage versus fair wear and tear, and record the property’s condition at handover.

Leaving maintenance undefined. The most reliable source of tenancy disputes. Set a monetary threshold — the tenant handles repairs under a certain value, the landlord handles the rest.

Skipping the inventory. Without a record of condition at move-in, deposit disputes at move-out come down to opinion.

No written renewal mechanism. If the lease simply expires with no process, both sides end up negotiating under time pressure.

Signing a lease you have not read. If you have been handed one, run it through the AI Document Analyzer — it identifies obligations, break conditions and risk clauses in seconds.

Frequently Asked Questions

Is the AI lease agreement generator free? 

You can start free using the credits included with new accounts. A medium-length lease uses 2 credits and a longer commercial lease uses 3. There is no subscription — credit packages start at $5 for 50 credits.

Is an AI-generated lease legally binding? 

A lease becomes binding through proper execution by both parties, and enforceability depends on local tenancy law and correct execution formalities. IndigoEDocs produces an AI-assisted draft — we recommend confirming it with a qualified property lawyer or your relevant legal authority before signing, particularly for commercial leases.

Can I create both residential and commercial leases? 

Yes. Say which you need in your prompt and the document is structured accordingly, with the appropriate clauses for each.

Does it account for my state’s rules?

 You select country, state and language before drafting, and the AI writes with that jurisdiction in mind. Because tenancy law changes frequently, we still recommend a local review before use.

Can I create an 11-month rent agreement?

 Yes. Specify the term in your prompt — 11-month agreements, common in India, are supported, as are fixed terms of any length and month-to-month arrangements.

Does it include a security deposit clause? 

Yes. Amount, holding arrangements, permitted deductions and the return timeline are all included and editable.

Can I add a break clause or early termination option? 

Yes. Describe the condition in your prompt — for example a tenant break at 12 months on two months’ notice — and it will be drafted in.

Do I need the lease notarised or registered? That depends entirely on your jurisdiction and the length of the term. Some places require registration above a certain duration. Check the requirement locally before you sign.

How do both parties sign it? Download the PDF and send it through IndigoESign for free electronic signature.

Related documents

• Rental Lease Agreement — manual form builder version
• Rental Agreement Guide — full walkthrough of terms and clauses
• Lease Renewal Agreement — extending an existing tenancy
• Lease Amendment — changing terms mid-tenancy
• Residential Sublease Agreement — subletting a room or property
• Commercial Sublease Agreement — subletting business premises
• Late Rent Notice — when payment is overdue
• Online Eviction Notice — formal notice to vacate
• Rent Receipt — proof of payment

Hand over the keys with the paperwork done

A clear lease prevents most of the arguments a tenancy can produce. Writing one takes about a minute.

Create My Lease Agreement Free →

New accounts start with free credits · No subscription · View pricing

Please note: IndigoEDocs produces AI-assisted drafts. Tenancy law is highly local and changes often — have your lease confirmed by a qualified property lawyer or your relevant legal authority before signing.